FINANCE DEPARTMENT
Our Location
6217 50th Street
Leduc, AB T9E 7A9
Finance: 800.860.3834
Vehicle Financing in Leduc, AB
When you are shopping for a new Mazda vehicle or a used car, you will need to decide how to fund the purchase. While there are a couple of options, including buying outright or getting a private loan, most drivers land on the vehicle financing options offered in-house at the dealership. When you shop at L.A. Mazda, the premier auto dealer in Leduc, that decision is certainly a good one because we have the best vehicle financing team around.
Are Auto Loans Even a Good Idea?
Taking out a loan for a new car can feel intimidating; vehicles are a big investment. But vehicle financing is actually extremely useful and a good idea for most drivers. Not only can taking out a loan help to diversify your credit, raising your score, but it also expands your purchasing power. Whether you are looking at new or used cars for sale, making the decision to pay out of pocket, rather than taking out a loan, can force you to miss out on the vehicle you really want. Sometimes it can even force you to buy from a private seller, leaving you with a lemon. In all, auto loans help to ensure that you get both what you want and what you need in a car.
How to Apply for an Auto Loan
Once you have found a vehicle and decided that you want to get an auto loan, you are likely wondering how to do so. At L.A. Mazda, we make it easy whether you want to fill out the vehicle financing application in person or online. After you have submitted some simple information such as your name, income, and address, we will crunch the numbers and find the best loan options for you. We will then present you with the best rates and help you decide which will be the better choice. Our team will draw up the papers, you will sign off, and then you can drive away in your new or new-to-you car, truck, or SUV. Simple and easy.
Leasing vs Financing
If you are not sure that you want to purchase a vehicle, leasing might be a good idea. A car lease is sort of like a long-term rental. You sign a contract, make monthly payments, and return the vehicle when the contract expires. This can be a really good idea, though it is not the best option for those who drive a lot of miles or want to customize their vehicle, as neither of those things can be done with a leased vehicle. Otherwise, leasing allows you to always drive the newest vehicle with modern technology. If you fall in love with your leased car, you can always purchase it when the lease is up. Both leasing and buying are great options, it is just about finding which one works best for you.
Finance Your Car with L.A. Mazda
If you are ready to start shopping for a new vehicle, you will likely want to get pre-approved for auto financing. When it is time, contact us or come by for a visit at L.A. Mazda. Our friendly staff is here to help you through each step of the process. Until then, we look forward to meeting you!
“ ” Thank you, AY! I bought a Dodge Caravan from you, and the service was excellent. You kept the vehicle until I got my insurance, and Abdi even delivered it to my doorstep. Thank you, Abdi, for your great service. I’ll definitely recommend my family and friends. Highly recommended! ⭐⭐⭐⭐⭐